Being in debt can affect all parts of a person’s life. Having large debts can result in personal relationship problems, garnishment of wages, repossessions, and court judgments. Due to many factors, such as increased unemployment, rising consumer prices, and outsourcing, many people are experiencing this situation. To get a fresh start in life, it’s prudent to make an appointment to see a Bankruptcy Attorney St. Charles MO. The following suggestions can be used to prepare for an initial visit.
Before seeing a Bankruptcy Attorney St. Charles MO, for the first time, completely and accurately fill out all client forms. Even when a request for information seems too personal, provide the information. A bankruptcy attorney will need to know details about a person’s life to decide if the person qualifies for bankruptcy. This professional will also use this information to build a case to be presented to a bankruptcy court.
Certain documents should be organized and ready for review by the Bankruptcy Attorney St. Charles MO. It’s helpful to divide these into folders that are labeled. A few of the documents to bring to an initial visit include:
1. the last three years’ tax returns
2. the last six months’ bank statements
3. the last six months’ credit card statements
4. the last year’s receipts for all paid bills
It’s helpful to make a list of each debtor. The list should include the original amount owed, accrued interest, and current balance owed. The attorney will also need to know biographical information such as name, address, place of employment, email address, and marital status. The names and ages of children being supported should also be provided. When a person is separated or in the middle of a divorce, special criteria may apply to a bankruptcy. Tell the lawyer when this is the case with your personal situation.
Owing more money than is coming into a household is not a fun way to live. Instead, a person can get a fresh financial beginning by filing for bankruptcy. For more information on this legal status, please talk to an expert at Van Dillen & Flood, Inc. A person can also visit Website.com. The law firm instills professionalism and integrity into the services it offers clients to help them enjoy an improved standard of living.
